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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,770 | $79,955+162.4% | $98,461+113.0% | $75,173+179.0% |
| Participation rate | 66.7% | 70.4%-3.7pp | 75.2%-8.5pp | 67.2%-0.5pp |
| Annual return | 15.18% | 19.75%-4.6pp | 21.17%-6.0pp | 160.72%-145.5pp |
| Employer contribution / active EE | $998 | $2,264-55.9% | $3,049-67.3% | $2,671-62.6% |
| Participant deferral / active EE | $7,431 | $3,752+98.0% | $4,738+56.8% | $4,126+80.1% |
| Admin fee / account holder | $14,851 | $6,841+117.1% | $8,961+65.7% | $5,651+162.8% |