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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,871 | $76,371+156.5% | $93,621+109.2% | $72,975+168.4% |
| Participation rate | 94.1% | 71.8%+22.4pp | 75.8%+18.3pp | 69.5%+24.6pp |
| Annual return | 16.35% | 25.82%-9.5pp | 32.76%-16.4pp | 81.01%-64.7pp |
| Employer contribution / active EE | $896 | $2,276-60.6% | $2,719-67.0% | $2,440-63.3% |
| Participant deferral / active EE | $5,427 | $3,538+53.4% | $4,070+33.3% | $3,608+50.4% |
| Admin fee / account holder | $16,991 | $6,839+148.4% | $7,890+115.3% | $5,124+231.6% |