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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,900 | $94,031+189.2% | $115,768+134.9% | $82,448+229.8% |
| Participation rate | 72.0% | 70.4%+1.6pp | 74.4%-2.4pp | 68.1%+3.9pp |
| Annual return | 19.60% | 20.61%-1.0pp | 100.46%-80.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $1,171 | $2,323-49.6% | $2,940-60.2% | $2,551-54.1% |
| Participant deferral / active EE | $9,438 | $3,972+137.6% | $4,917+92.0% | $4,139+128.0% |
| Admin fee / account holder | $7,489 | $10,249-26.9% | $12,439-39.8% | $7,234+3.5% |