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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,484 | $93,346-71.6% | $71,796-63.1% | $273,972-90.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | -0.08% | 130.39%-130.5pp | 78.04%-78.1pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,737 | $2,733-36.4% | $1,924-9.7% | $4,869-64.3% |
| Participant deferral / active EE | $3,482 | $3,475+0.2% | $2,794+24.6% | $5,287-34.1% |
| Admin fee / account holder | $1,272 | $6,571-80.6% | $4,815-73.6% | $10,133-87.5% |