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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,324 | $118,488+135.7% | $98,462+183.7% | $139,487+100.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 25.79% | 18.96%+6.8pp | 21.17%+4.6pp | 373.84%-348.1pp |
| Employer contribution / active EE | $4,060 | $3,611+12.5% | $3,049+33.2% | $4,755-14.6% |
| Participant deferral / active EE | $8,146 | $5,393+51.1% | $4,738+71.9% | $6,713+21.4% |
| Admin fee / account holder | $7,903 | $13,868-43.0% | $8,875-11.0% | $11,407-30.7% |