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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,716 | $127,790+104.0% | $106,555+144.7% | $167,536+55.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 12.70% | 33.88%-21.2pp | 26.80%-14.1pp | 478.82%-466.1pp |
| Employer contribution / active EE | $4,286 | $3,428+25.0% | $2,819+52.0% | $4,839-11.4% |
| Participant deferral / active EE | $6,861 | $5,088+34.8% | $4,399+56.0% | $6,342+8.2% |
| Admin fee / account holder | $3,030 | $11,229-73.0% | $7,408-59.1% | $12,315-75.4% |