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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,553 | $124,213-55.3% | $118,106-53.0% | $154,746-64.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 20.78% | 18.29%+2.5pp | 19.44%+1.3pp | 172.34%-151.6pp |
| Employer contribution / active EE | $12,738 | $4,905+159.7% | $4,698+171.1% | $4,379+190.9% |
| Participant deferral / active EE | $9,802 | $6,859+42.9% | $6,619+48.1% | $6,730+45.6% |
| Admin fee / account holder | $622 | $9,627-93.5% | $8,973-93.1% | $14,365-95.7% |