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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,521 | $97,751-69.8% | $103,447-71.5% | $145,877-79.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 29.43% | 25.43%+4.0pp | 23.92%+5.5pp | 551.28%-521.9pp |
| Employer contribution / active EE | $13,253 | $4,684+182.9% | $4,678+183.3% | $4,663+184.2% |
| Participant deferral / active EE | $9,399 | $6,603+42.3% | $6,624+41.9% | $6,691+40.5% |
| Admin fee / account holder | $511 | $12,515-95.9% | $9,415-94.6% | $13,402-96.2% |