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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,553 | $92,798-40.1% | $96,707-42.6% | $137,256-59.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 20.78% | 31.24%-10.5pp | 34.78%-14.0pp | 220.34%-199.6pp |
| Employer contribution / active EE | $12,738 | $4,147+207.1% | $4,191+203.9% | $4,156+206.5% |
| Participant deferral / active EE | $9,802 | $5,877+66.8% | $5,997+63.5% | $6,407+53.0% |
| Admin fee / account holder | $622 | $7,946-92.2% | $7,503-91.7% | $12,270-94.9% |