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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,553 | $152,074-63.5% | $137,474-59.6% | $198,609-72.0% |
| Participation rate | 100.0% | 85.3%+14.7pp | 83.5%+16.5pp | 82.4%+17.6pp |
| Annual return | 20.78% | 10.68%+10.1pp | 11.53%+9.3pp | 202.70%-181.9pp |
| Employer contribution / active EE | $12,738 | $5,444+134.0% | $5,048+152.3% | $5,055+152.0% |
| Participant deferral / active EE | $9,802 | $6,522+50.3% | $6,155+59.3% | $6,977+40.5% |
| Admin fee / account holder | $622 | $11,950-94.8% | $10,602-94.1% | $19,030-96.7% |