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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,987 | $138,068-0.1% | $125,358+10.1% | $134,493+2.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.10% | 750.30%-761.4pp | 572.03%-583.1pp | 418.01%-429.1pp |
| Employer contribution / active EE | $7,163 | $5,244+36.6% | $4,814+48.8% | $4,740+51.1% |
| Participant deferral / active EE | $7,879 | $7,799+1.0% | $7,447+5.8% | $6,400+23.1% |
| Admin fee / account holder | $422 | $11,568-96.3% | $10,007-95.8% | $11,425-96.3% |