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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,987 | $138,114-0.1% | $125,391+10.0% | $134,545+2.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.10% | 750.88%-762.0pp | 572.41%-583.5pp | 418.37%-429.5pp |
| Employer contribution / active EE | $7,163 | $5,246+36.6% | $4,816+48.8% | $4,742+51.1% |
| Participant deferral / active EE | $7,879 | $7,801+1.0% | $7,448+5.8% | $6,401+23.1% |
| Admin fee / account holder | $422 | $11,570-96.3% | $10,009-95.8% | $11,431-96.3% |