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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,623 | $185,312-14.4% | $161,489-1.8% | $154,746+2.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.63% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,046 | $4,769-57.1% | $4,268-52.1% | $4,379-53.3% |
| Participant deferral / active EE | $8,948 | $6,350+40.9% | $5,630+58.9% | $6,730+33.0% |
| Admin fee / account holder | $777 | $18,654-95.8% | $16,006-95.1% | $14,365-94.6% |