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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,933 | $175,259-44.7% | $149,723-35.3% | $139,487-30.5% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 17.71% | 166.82%-149.1pp | 134.50%-116.8pp | 373.84%-356.1pp |
| Employer contribution / active EE | $4,310 | $5,478-21.3% | $4,821-10.6% | $4,755-9.3% |
| Participant deferral / active EE | $10,612 | $6,522+62.7% | $5,682+86.8% | $6,713+58.1% |
| Admin fee / account holder | $326 | $16,158-98.0% | $13,215-97.5% | $11,407-97.1% |