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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,635 | $175,231-95.6% | $149,696-94.9% | $139,466-94.5% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 22.79% | 166.77%-144.0pp | 134.46%-111.7pp | 373.66%-350.9pp |
| Employer contribution / active EE | $1,167 | $5,478-78.7% | $4,821-75.8% | $4,754-75.4% |
| Participant deferral / active EE | $3,515 | $6,521-46.1% | $5,682-38.1% | $6,712-47.6% |
| Admin fee / account holder | $142 | $16,155-99.1% | $13,212-98.9% | $11,409-98.8% |