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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,404 | $165,351+30.3% | $149,710+43.9% | $158,931+35.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.88% | 348.19%-335.3pp | 276.63%-263.8pp | 302.86%-290.0pp |
| Employer contribution / active EE | $16,989 | $5,103+232.9% | $4,645+265.8% | $4,761+256.8% |
| Participant deferral / active EE | $17,311 | $7,181+141.1% | $6,842+153.0% | $5,982+189.4% |
| Admin fee / account holder | $1,343 | $10,807-87.6% | $9,309-85.6% | $11,247-88.1% |