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| Provider | Service type | Compensation |
|---|---|---|
BELL ROCK CAPITAL, LLC1 year Filed as: BELL ROCK CAPITAL LLC Service code 15 · EIN 84-1659837 | Recordkeeping | $9,977 |
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $3,925 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,485 | $64,909-77.7% | $82,312-82.4% | $62,293-76.7% |
| Participation rate | 94.1% | 74.9%+19.2pp | 76.9%+17.2pp | 69.5%+24.6pp |
| Annual return | 27.75% | 21.18%+6.6pp | 25.88%+1.9pp | 28.90%-1.1pp |
| Employer contribution / active EE | $2,328 | $1,676+38.9% | $2,428-4.1% | $2,042+14.0% |
| Participant deferral / active EE | $5,589 | $3,103+80.1% | $3,706+50.8% | $3,169+76.3% |
| Admin fee / account holder | $76 | $440-82.6% | $5,608-98.6% | $479-84.1% |