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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,524 | $138,102-68.5% | $125,381-65.3% | $134,532-67.6% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -15.15% | 750.73%-765.9pp | 572.31%-587.5pp | 418.27%-433.4pp |
| Employer contribution / active EE | $3,336 | $5,245-36.4% | $4,815-30.7% | $4,741-29.6% |
| Participant deferral / active EE | $3,245 | $7,801-58.4% | $7,448-56.4% | $6,401-49.3% |
| Admin fee / account holder | $17,295 | $11,568+49.5% | $10,007+72.8% | $11,429+51.3% |