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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,701 | $165,361-71.8% | $149,715-68.8% | $158,950-70.6% |
| Participation rate | 52.2% | 84.6%-32.4pp | 82.5%-30.3pp | 82.0%-29.8pp |
| Annual return | 16.30% | 348.24%-331.9pp | 276.66%-260.4pp | 302.91%-286.6pp |
| Employer contribution / active EE | $1,957 | $5,103-61.6% | $4,645-57.9% | $4,762-58.9% |
| Participant deferral / active EE | $4,483 | $7,182-37.6% | $6,842-34.5% | $5,983-25.1% |
| Admin fee / account holder | $585 | $10,808-94.6% | $9,310-93.7% | $11,248-94.8% |