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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,941 | $211,946-84.5% | $169,452-80.6% | $135,380-75.7% |
| Participation rate | 81.8% | 82.6%-0.8pp | 77.8%+4.0pp | 82.6%-0.8pp |
| Annual return | -11.98% | 3.26%-15.2pp | 1.83%-13.8pp | 519.81%-531.8pp |
| Employer contribution / active EE | $1,965 | $5,117-61.6% | $4,157-52.7% | $4,779-58.9% |
| Participant deferral / active EE | $4,695 | $6,075-22.7% | $5,277-11.0% | $5,609-16.3% |
| Admin fee / account holder | $1,762 | $11,472-84.6% | $9,110-80.7% | $10,828-83.7% |