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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,535 | $215,361-90.9% | $171,082-88.6% | $273,972-92.9% |
| Participation rate | 88.9% | 82.0%+6.9pp | 76.7%+12.2pp | 83.0%+5.9pp |
| Annual return | 9.35% | 25.14%-15.8pp | 32.56%-23.2pp | 41.46%-32.1pp |
| Employer contribution / active EE | $2,360 | $4,967-52.5% | $4,002-41.0% | $4,869-51.5% |
| Participant deferral / active EE | $5,525 | $5,543-0.3% | $4,797+15.2% | $5,287+4.5% |
| Admin fee / account holder | $472 | $10,846-95.6% | $8,520-94.5% | $10,133-95.3% |