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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,558 | $98,776-66.0% | $149,745-77.6% | $79,856-58.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.95% | 27.38%-14.4pp | 276.72%-263.8pp | 31.71%-18.8pp |
| Employer contribution / active EE | $7,518 | $3,217+133.7% | $4,646+61.8% | $2,471+204.2% |
| Participant deferral / active EE | $1,451 | $5,681-74.5% | $6,843-78.8% | $3,741-61.2% |
| Admin fee / account holder | $1,517 | $6,053-74.9% | $9,312-83.7% | $5,306-71.4% |