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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,727 | $89,370-65.6% | $141,197-78.2% | $72,976-57.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 16.18% | 111.88%-95.7pp | 71.41%-55.2pp | 81.02%-64.8pp |
| Employer contribution / active EE | $6,427 | $3,115+106.3% | $4,736+35.7% | $2,440+163.4% |
| Participant deferral / active EE | $1,155 | $5,419-78.7% | $6,710-82.8% | $3,608-68.0% |
| Admin fee / account holder | $3,567 | $5,957-40.1% | $10,265-65.2% | $5,124-30.4% |