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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,985 | $148,623-38.1% | $135,974-32.4% | $139,466-34.0% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 29.05% | 79.30%-50.2pp | 68.30%-39.3pp | 373.66%-344.6pp |
| Employer contribution / active EE | $11,162 | $5,246+112.8% | $4,859+129.7% | $4,754+134.8% |
| Participant deferral / active EE | $11,044 | $8,103+36.3% | $7,760+42.3% | $6,712+64.5% |
| Admin fee / account holder | $338 | $12,406-97.3% | $10,767-96.9% | $11,409-97.0% |