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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,792 | $138,102-49.5% | $125,381-44.3% | $134,532-48.1% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -26.43% | 750.73%-777.2pp | 572.31%-598.7pp | 418.27%-444.7pp |
| Employer contribution / active EE | $12,593 | $5,245+140.1% | $4,815+161.5% | $4,741+165.6% |
| Participant deferral / active EE | $11,327 | $7,801+45.2% | $7,448+52.1% | $6,401+77.0% |
| Admin fee / account holder | $7,322 | $11,568-36.7% | $10,007-26.8% | $11,429-35.9% |