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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,636 | $160,070-24.0% | $147,117-17.3% | $145,897-16.6% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 20.41% | 98.69%-78.3pp | 420.54%-400.1pp | 552.29%-531.9pp |
| Employer contribution / active EE | $12,036 | $5,285+127.8% | $4,932+144.0% | $4,663+158.1% |
| Participant deferral / active EE | $11,002 | $8,419+30.7% | $8,065+36.4% | $6,689+64.5% |
| Admin fee / account holder | $514 | $15,035-96.6% | $12,993-96.0% | $13,390-96.2% |