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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,639 | $211,105-72.2% | $178,449-67.1% | $145,978-59.8% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 13.75% | 30.19%-16.4pp | 27.09%-13.3pp | 550.52%-536.8pp |
| Employer contribution / active EE | $2,265 | $4,569-50.4% | $3,951-42.7% | $4,662-51.4% |
| Participant deferral / active EE | $5,603 | $6,959-19.5% | $6,277-10.7% | $6,690-16.2% |
| Admin fee / account holder | $5,463 | $12,017-54.5% | $10,362-47.3% | $13,400-59.2% |