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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA3+ years Service code 15 · EIN 47-0322111 | Recordkeeping | $58 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,693 | $89,652-83.6% | $141,177-89.6% | $65,185-77.5% |
| Participation rate | 42.6% | 74.7%-32.1pp | 82.5%-39.9pp | 70.2%-27.6pp |
| Annual return | 20.60% | 32.79%-12.2pp | 71.40%-50.8pp | 29.38%-8.8pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $2,965 | $5,691-47.9% | $6,710-55.8% | $3,514-15.6% |
| Admin fee / account holder | $1 | $569-99.8% | $10,263-100.0% | $847-99.9% |