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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,978 | $76,371-66.0% | $93,621-72.3% | $72,975-64.4% |
| Participation rate | 97.1% | 71.8%+25.4pp | 75.8%+21.3pp | 69.5%+27.7pp |
| Annual return | 32.17% | 25.82%+6.4pp | 32.76%-0.6pp | 81.01%-48.8pp |
| Employer contribution / active EE | $1,540 | $2,276-32.3% | $2,719-43.4% | $2,440-36.9% |
| Participant deferral / active EE | $7,808 | $3,538+120.7% | $4,070+91.9% | $3,608+116.4% |
| Admin fee / account holder | $606 | $6,839-91.1% | $7,890-92.3% | $5,124-88.2% |