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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,308 | $49,199+10.4% | $121,204-55.2% | $75,173-27.8% |
| Participation rate | 13.0% | 55.4%-42.4pp | 69.5%-56.5pp | 67.2%-54.2pp |
| Annual return | 19.54% | 56.04%-36.5pp | 987.18%-967.6pp | 160.72%-141.2pp |
| Employer contribution / active EE | $444 | $1,547-71.3% | $4,170-89.3% | $2,671-83.4% |
| Participant deferral / active EE | $1,158 | $2,630-56.0% | $4,083-71.6% | $4,126-71.9% |
| Admin fee / account holder | $216 | $3,946-94.5% | $5,651-96.2% | $5,651-96.2% |