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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,511 | $202,342-59.2% | $172,753-52.2% | $152,909-46.0% |
| Participation rate | 69.2% | 87.1%-17.8pp | 82.6%-13.4pp | 82.5%-13.2pp |
| Annual return | 23.15% | 1029.88%-1006.7pp | 803.00%-779.8pp | 345.46%-322.3pp |
| Employer contribution / active EE | $1,438 | $5,857-75.5% | $5,144-72.0% | $4,764-69.8% |
| Participant deferral / active EE | $4,354 | $5,948-26.8% | $5,198-16.2% | $5,851-25.6% |
| Admin fee / account holder | $1,232 | $17,112-92.8% | $13,956-91.2% | $11,601-89.4% |