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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,810 | $198,457-72.4% | $170,435-67.8% | $147,586-62.9% |
| Participation rate | 78.6% | 88.0%-9.4pp | 83.6%-5.0pp | 82.8%-4.3pp |
| Annual return | 22.06% | 257.30%-235.2pp | 205.94%-183.9pp | 578.59%-556.5pp |
| Employer contribution / active EE | $1,181 | $6,183-80.9% | $5,432-78.3% | $4,876-75.8% |
| Participant deferral / active EE | $3,609 | $5,629-35.9% | $4,939-26.9% | $5,439-33.6% |
| Admin fee / account holder | $937 | $16,852-94.4% | $13,881-93.2% | $10,886-91.4% |