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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,299 | $198,461-72.1% | $170,436-67.6% | $147,585-62.5% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 20.55% | 257.30%-236.8pp | 205.94%-185.4pp | 578.57%-558.0pp |
| Employer contribution / active EE | $6,012 | $6,184-2.8% | $5,433+10.7% | $4,876+23.3% |
| Participant deferral / active EE | $2,910 | $5,629-48.3% | $4,939-41.1% | $5,439-46.5% |
| Admin fee / account holder | $494 | $16,852-97.1% | $13,880-96.4% | $10,885-95.5% |