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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,152 | $160,028-64.3% | $147,080-61.1% | $145,884-60.8% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 15.13% | 98.60%-83.5pp | 420.17%-405.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,489 | $5,286-71.8% | $4,933-69.8% | $4,662-68.1% |
| Participant deferral / active EE | $4,105 | $8,422-51.3% | $8,066-49.1% | $6,690-38.6% |
| Admin fee / account holder | $1,762 | $15,030-88.3% | $12,989-86.4% | $13,392-86.8% |