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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,094 | $181,896-51.0% | $156,551-43.1% | $273,972-67.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 5.70% | 30.74%-25.0pp | 32.23%-26.5pp | 41.46%-35.8pp |
| Employer contribution / active EE | $13,252 | $6,248+112.1% | $5,501+140.9% | $4,869+172.2% |
| Participant deferral / active EE | $6,399 | $5,550+15.3% | $4,871+31.4% | $5,287+21.0% |
| Admin fee / account holder | $480 | $15,560-96.9% | $13,028-96.3% | $10,133-95.3% |