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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,381 | $185,905+176.7% | $170,057+202.5% | $139,487+268.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 41.23% | 60.56%-19.3pp | 53.42%-12.2pp | 373.84%-332.6pp |
| Employer contribution / active EE | $8,575 | $7,597+12.9% | $6,790+26.3% | $4,755+80.4% |
| Participant deferral / active EE | $13,806 | $11,627+18.7% | $10,411+32.6% | $6,713+105.7% |
| Admin fee / account holder | $398 | $15,397-97.4% | $12,826-96.9% | $11,407-96.5% |