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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,414 | $167,533+113.3% | $151,645+135.7% | $134,545+165.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.12% | 7.81%-22.9pp | 3.34%-18.5pp | 418.37%-433.5pp |
| Employer contribution / active EE | $12,954 | $6,828+89.7% | $6,165+110.1% | $4,742+173.2% |
| Participant deferral / active EE | $11,322 | $8,985+26.0% | $8,363+35.4% | $6,401+76.9% |
| Admin fee / account holder | $35,735 | $13,781+159.3% | $11,614+207.7% | $11,431+212.6% |