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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $729,108 | $201,370+262.1% | $184,256+295.7% | $145,897+399.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.49% | 29.05%-5.6pp | 28.85%-5.4pp | 552.29%-528.8pp |
| Employer contribution / active EE | $8,381 | $7,024+19.3% | $6,427+30.4% | $4,663+79.8% |
| Participant deferral / active EE | $13,667 | $9,808+39.3% | $9,133+49.6% | $6,689+104.3% |
| Admin fee / account holder | $23,625 | $16,364+44.4% | $13,899+70.0% | $13,390+76.4% |