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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,589 | $157,304-79.9% | $141,197-77.6% | $152,909-79.3% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 15.73% | 64.34%-48.6pp | 71.41%-55.7pp | 345.46%-329.7pp |
| Employer contribution / active EE | $1,415 | $5,263-73.1% | $4,736-70.1% | $4,764-70.3% |
| Participant deferral / active EE | $4,813 | $7,111-32.3% | $6,710-28.3% | $5,851-17.8% |
| Admin fee / account holder | $15,955 | $12,126+31.6% | $10,265+55.4% | $11,601+37.5% |