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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,832 | $55,713-62.6% | $75,901-72.6% | $72,975-71.5% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 19.80% | 27.60%-7.8pp | 30.76%-11.0pp | 81.01%-61.2pp |
| Employer contribution / active EE | $2,926 | $1,687+73.4% | $2,501+17.0% | $2,440+19.9% |
| Participant deferral / active EE | $3,094 | $2,634+17.5% | $3,603-14.1% | $3,608-14.2% |
| Admin fee / account holder | $3,945 | $3,980-0.9% | $5,420-27.2% | $5,124-23.0% |