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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,484 | $52,580-78.2% | $71,671-84.0% | $70,126-83.6% |
| Participation rate | 93.9% | 60.9%+33.1pp | 68.7%+25.2pp | 69.5%+24.4pp |
| Annual return | 26.97% | 20.25%+6.7pp | 20.65%+6.3pp | 73.15%-46.2pp |
| Employer contribution / active EE | $2,591 | $1,616+60.3% | $2,460+5.3% | $2,343+10.6% |
| Participant deferral / active EE | $3,686 | $2,386+54.5% | $3,438+7.2% | $3,332+10.6% |
| Admin fee / account holder | $513 | $3,653-85.9% | $5,558-90.8% | $4,645-89.0% |