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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,940 | $93,598-21.0% | $135,974-45.6% | $75,173-1.6% |
| Participation rate | 91.2% | 75.2%+16.0pp | 81.9%+9.3pp | 67.2%+24.0pp |
| Annual return | 14.58% | 30.89%-16.3pp | 68.30%-53.7pp | 160.72%-146.1pp |
| Employer contribution / active EE | $4,714 | $3,538+33.2% | $4,859-3.0% | $2,671+76.5% |
| Participant deferral / active EE | $4,876 | $6,405-23.9% | $7,760-37.2% | $4,126+18.2% |
| Admin fee / account holder | $1,086 | $6,978-84.4% | $10,767-89.9% | $5,651-80.8% |