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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,381 | $85,766-51.8% | $136,298-69.6% | $70,126-41.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.13% | 31.46%-13.3pp | 5156.27%-5138.1pp | 73.15%-55.0pp |
| Employer contribution / active EE | $3,599 | $2,966+21.4% | $4,696-23.3% | $2,343+53.7% |
| Participant deferral / active EE | $2,624 | $5,051-48.0% | $6,247-58.0% | $3,332-21.2% |
| Admin fee / account holder | $2,107 | $5,421-61.1% | $9,244-77.2% | $4,645-54.6% |