Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,315 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,263 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,080 | $81,208-44.5% | $98,920-54.4% | $79,852-43.5% |
| Participation rate | 50.0% | 72.5%-22.5pp | 76.0%-26.0pp | 69.6%-19.6pp |
| Annual return | 8.61% | 60.99%-52.4pp | 196.47%-187.9pp | 31.72%-23.1pp |
| Employer contribution / active EE | $3,689 | $1,960+88.3% | $2,689+37.2% | $2,471+49.3% |
| Participant deferral / active EE | $6,171 | $3,265+89.0% | $4,245+45.4% | $3,740+65.0% |
| Admin fee / account holder | $425 | $6,013-92.9% | $6,643-93.6% | $5,306-92.0% |