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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,939 | $61,660-17.4% | $80,022-36.3% | $64,173-20.6% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | -4.41% | -0.33%-4.1pp | 11.22%-15.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $3,224 | $1,810+78.1% | $2,468+30.6% | $2,381+35.4% |
| Participant deferral / active EE | $5,411 | $2,968+82.3% | $3,686+46.8% | $3,470+56.0% |
| Admin fee / account holder | $7,125 | $5,417+31.5% | $6,521+9.3% | $4,887+45.8% |