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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,840 | $71,873+109.9% | $86,698+74.0% | $68,490+120.2% |
| Participation rate | 90.6% | 72.2%+18.4pp | 76.6%+14.0pp | 67.9%+22.7pp |
| Annual return | -24.01% | 3.54%-27.5pp | 35.96%-60.0pp | -7.85%-16.2pp |
| Employer contribution / active EE | $4,271 | $2,173+96.5% | $2,837+50.6% | $2,597+64.5% |
| Participant deferral / active EE | $7,618 | $3,779+101.6% | $4,656+63.6% | $4,028+89.1% |
| Admin fee / account holder | $6,056 | $6,110-0.9% | $7,492-19.2% | $5,403+12.1% |