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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,429 | $72,486+89.6% | $87,103+57.8% | $72,976+88.3% |
| Participation rate | 90.6% | 72.8%+17.8pp | 76.9%+13.8pp | 69.5%+21.1pp |
| Annual return | 29.53% | 24.46%+5.1pp | 28.19%+1.3pp | 81.02%-51.5pp |
| Employer contribution / active EE | $3,164 | $1,894+67.1% | $2,521+25.5% | $2,440+29.7% |
| Participant deferral / active EE | $5,372 | $3,270+64.3% | $4,049+32.7% | $3,608+48.9% |
| Admin fee / account holder | $1,409 | $5,055-72.1% | $7,491-81.2% | $5,124-72.5% |