Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,257 | $39,798-76.7% | $67,704-86.3% | $59,633-84.5% |
| Participation rate | 63.3% | 57.4%+6.0pp | 67.5%-4.2pp | 68.7%-5.3pp |
| Annual return | -1.61% | 89.94%-91.6pp | 25.41%-27.0pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $668 | $1,393-52.1% | $2,559-73.9% | $2,203-69.7% |
| Participant deferral / active EE | $2,042 | $2,335-12.6% | $3,585-43.1% | $3,192-36.0% |
| Admin fee / account holder | $349 | $3,212-89.1% | $4,255-91.8% | $4,297-91.9% |