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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,367 | $138,114-18.6% | $125,391-10.4% | $134,545-16.5% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.1pp | 81.2%-47.9pp |
| Annual return | -18.17% | 750.88%-769.1pp | 572.41%-590.6pp | 418.37%-436.5pp |
| Employer contribution / active EE | $2,869 | $5,246-45.3% | $4,816-40.4% | $4,742-39.5% |
| Participant deferral / active EE | $5,009 | $7,801-35.8% | $7,448-32.7% | $6,401-21.7% |
| Admin fee / account holder | $1,903 | $11,570-83.6% | $10,009-81.0% | $11,431-83.4% |