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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,270 | $176,120-29.4% | $159,487-22.1% | $167,553-25.8% |
| Participation rate | 33.3% | 85.0%-51.6pp | 82.8%-49.5pp | 82.1%-48.8pp |
| Annual return | 14.00% | 331.95%-317.9pp | 263.71%-249.7pp | 478.89%-464.9pp |
| Employer contribution / active EE | $3,361 | $5,299-36.6% | $4,831-30.4% | $4,840-30.5% |
| Participant deferral / active EE | $4,948 | $7,752-36.2% | $7,354-32.7% | $6,343-22.0% |
| Admin fee / account holder | $175 | $12,561-98.6% | $10,804-98.4% | $12,316-98.6% |