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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,766 | $175,212-58.5% | $149,682-51.4% | $139,427-47.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.01% | 166.63%-149.6pp | 134.35%-117.3pp | 373.27%-356.3pp |
| Employer contribution / active EE | $2,449 | $5,475-55.3% | $4,818-49.2% | $4,752-48.5% |
| Participant deferral / active EE | $8,591 | $6,520+31.8% | $5,681+51.2% | $6,711+28.0% |
| Admin fee / account holder | $1,669 | $16,150-89.7% | $13,210-87.4% | $11,404-85.4% |