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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,314 | $176,838-72.7% | $146,685-67.1% | $167,518-71.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 32.68% | 24.04%+8.6pp | 22.75%+9.9pp | 478.71%-446.0pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $12,000 | $6,441+86.3% | $5,507+117.9% | $6,342+89.2% |
| Admin fee / account holder | $388 | $13,262-97.1% | $10,281-96.2% | $12,312-96.8% |